In Vitro Fertilization Costs

Doctor conducting egg retrieval procedure

Each year thousands of women struggling to conceive a child naturally turn to in vitro fertilization, or IVF. The cost can average between $12,000 and $17,000 per cycle and are rarely covered by insurance companies. In 2012, IVF treatments were reported to be growing at an upward trend of successful babies conceived through IVF treatments.

In vitro fertilization is a form of assisted reproductive technology (ART) for couples with infertility issues. IVF is a process of fertilization by joining a woman’s egg and a male’s sperm outside of the body in a laboratory dish. Once an embryo is formed, it is then placed in the woman’s uterus where it is monitored closely throughout a woman’s pregnancy.

IVF is a complex and expensive procedure. However, it is also known as one of the most successful ART’s for couples suffering from infertility. The cost of a single cycle of IVF can range from $12,000 to $17,000. Additional cycles may be available at a reduced cost. The cost outlined can cover fertility drugs, blood tests, ultrasounds, and any medical expenses directly connected to IVF. Be sure to check with your doctor for a detailed list of what is covered in your IVF procedure. Some women will successfully conceive after one cycle, while others may need up to six cycles. It is important to note that even after six cycles of IVF, there are no guarantees that a woman will conceive successfully. Despite unsuccessful IVF treatments for some women, IVF is a successful form of ART. According to latest Clinic Summary Report from the Society of Assisted Reproductive Technology, 61,740 out of 165,162 babies were conceived through IVF marking 2012 the year of the most babies conceived through IVF.

Unfortunately, IVF is rarely covered by insurance companies, and most often is paid for out-of-pocket. Many independent clinics offer private financing programs that are worth looking into with their own incentives. Some independent IVF clinics offer partial refunds for unsuccessful IVF treatments reducing the stress already involved in infertility and the cost of IVF treatments. Some rely on banks and third-party lenders to finance the cost of treatment.

Before deciding if IVF is the best ART for you, be sure to thoroughly research the success of your physician and fertility clinic. Find out what your cost for treatment includes and if your clinic has private financing options.